Preneed Funeral Planning

By prearranging and prefunding your own funeral, your family will not be left to make those difficult decisions without you. You’ll ensure that your wishes are fulfilled and ease the emotional stress on your family at a difficult time.

Preplanning, also known as prearranging, is the process of making decisions about what kind of funeral service you want for yourself. These decisions include the casket or urn and other merchandise, and can also include details such as music and reading choices, location and other personal details. All of this relieves your family from having to make those decisions.

Your funeral choices can be pre-funded with a Legacy Gold Life Insurance policy or Annuity from Investors Heritage Life Insurance Company. By preplanning and prefunding you will ease the emotional and financial stress on your family at a difficult time. Our Legacy Gold products can be applied for when you make your funeral plan. The insurance is sold by licensed funeral professionals and can be applied for when you make your funeral plan. Please contact us to locate a funeral home provider in your area.

All medical histories are insurable with the Legacy Gold life insurance and annuity products. We offer three guaranteed issue products which do not require any health history. Our Simplified Issue product includes only five health questions and a brief telephone interview. No medical exams are required for any Legacy Gold products. There are a variety of flexible payment options available and premiums are guaranteed to never increase.


  • Available for ages 0 – 100
  • Coverage amounts from $500 - $25,000.
  • No medical exam.
  • All medical histories are insurable.
  • Please contact Investors Heritage to find a representative funeral home in your area.